Financial Peace

I was chatting with my neighbor Kate. We carpool together. Well she isn't exactly my neighbor, she lives 2 blocks down. All my neighbors chose to go to another school in town so they could get free busing. That makes me a little mad in a 1.3 million cut year. I could show them how to trim some fat! But I have to carpool with a small family since we fill up our minivan pretty well on our own. And she has one boy. Okay, that had nothing to do with Financial Peace.

When I talked to Kate about coupons, she echoed my feelings before I could express them: energized, empowered, excited, making a difference. And she echoed the feeling that others thought she was a little crazy. The only thing is, Kate doesn't coupon - she is living debt free, or toward that end. She expressed the same feelings as I have only relating to Dave Ramsey's teaching into action. Wow. I have hemmed and hawed about taking the class for about 4 years now. But no longer, we are enrolled and went to our first class last night. The homework this week is a bare bones budget and reading some chapters. His speaking was good and motivational and it seems we are in a diverse group, including a 17 year old (wouldn't you like to go back to 17 and remake a few financial decisions!). Oh, and save $1,000 emergency fund Quickly (so we can stop charging those emergency car repairs, Christmas shopping, etc.)